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Is L'Oréal (OR) a Buy, Hold or Sell?

L'Oréal — our independent, AI-built valuation and rating, in brief.

HOLD
12-mo fair value
€365.00
To fair value
−4%

By · report dated 2026-08-23 · fair value derived independently of the market price.

The thesis, in brief

L'Oreal's like-for-like growth has accelerated three halves running to 6.5% and the franchise earns twice its cost of capital, but at EUR 386.60 the shares discount a 0.89 beta and ~6% perpetual EPS growth; on our 0.95 beta the same forecast is worth EUR 365, so we initiate at HOLD

How we value it

We value L'Oréal using Seven-year DCF on our own FCF build, cross-checked on peer forward P/E. The 12-month fair value is set from that intrinsic estimate first, then compared to the market to read the upside or downside — never anchored to the current price.

What the full report covers

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