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Is Oracle (ORCL) a Buy, Hold or Sell?

Oracle — our independent, AI-built valuation and rating, in brief.

SELL (reduce into strength)
12-mo fair value
$130.00
To fair value
−13%

By · report dated 2026-08-14 · fair value derived independently of the market price.

The thesis, in brief

Oracle's $638bn backlog is real, but FY26 incremental ROIC was 4.8% against a 10.5% WACC, and at $154 the market discounts our base case at 9.3% - below what a BBB- issuer with negative free cash flow deserves; we value the equity at $130 and would reduce into the 35% rally off the July low

How we value it

We value Oracle using Prob-weighted 10-yr owner-FCF DCF (after SBC), WACC 10.5%, g 3.0%; fwd EV/EBITDA check. The 12-month fair value is set from that intrinsic estimate first, then compared to the market to read the upside or downside — never anchored to the current price.

What the full report covers

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